Wealth Services Beyond the Balance Sheet
Helping to Achieve Your Vision of the Future
We take pride in helping you fully enjoy the results of your hard work and careful planning. By creating a comprehensive wealth plan, we help bring clarity and structure to your financial life—allowing you to focus on the people, priorities, and experiences that matter most.
Total Wealth Planning
We plan your investments around your life and your family members. Life events happen and things can change, so our process starts with communication and collaboration.
Tax-Efficient Investment Strategies
We understand the impact of taxes when implementing your investment strategy. We plan for and make needed adjustments as policies and legislation changes, paying close attention to what you will keep versus what you will pay in taxes.
Risk Management Strategies
We can help protect your family and your loved ones by reviewing existing insurance policies and helping you find the most appropriate solutions for your situation.
Alternative Investments*
If appropriate, we can incorporate alternative investment strategies including hedge funds, private equity, private debt, managed futures and private real assets.
Trust & Estate Strategies**
With thoughtful strategies and access to trust specialists we can help simplify administration, strengthen family harmony, reduce taxes, ease wealth transfer and maintain your family vision.
Philanthropic Services
Create a lasting legacy by helping the causes or organizations you are passionate about. We help your wealth make a measurable impact and work to meet your philanthropic objectives.
Access to lending and banking solutions through Wells Fargo affiliates.
We are able to help you make your lending more strategic by providing access to lending and banking solutions through Wells Fargo affiliates.
Retirement Income Strategies
Our team has the tools, technology and expertise to develop tax efficient retirement income strategies to give you the confidence that your income sources will help enable you to live the lifestyle you envision.
Investment Management
A customized investment strategy considers the range of risks associated with your wealth. By employing our investment approach, we craft tax-efficient investment portfolios tailored to your specific needs.
Wells Fargo Advisors does not provide legal or tax advice.
Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.
*Alternative investments, such as hedge funds, funds of hedge funds, managed futures, private capital, real assets and real estate funds, are not appropriate for all investors. They are speculative, highly illiquid, and are designed for long-term investment, and not as trading vehicle. These funds carry specific investor qualifications which can include high income and net-worth requirements as well as relatively high investment minimums. The high expenses associated with alternative investments must be offset by trading profits and other income which may not be realized. Unlike mutual funds, alternative investments are not subject to some of the regulations designed to protect investors and are not required to provide the same level of disclosure as would be received from a mutual fund. They trade in diverse complex strategies that are affected in different ways and at different times by changing market conditions. Strategies may, at times, be out of market favor for considerable periods with adverse consequences for the fund and the investor. An investment in these funds involve the risks inherent in an investment in securities and can include losses associated with speculative investment practices, including hedging and leveraging through derivatives, such as futures, options, swaps, short selling, investments in non-U.S. securities, “junk” bonds and illiquid investments. The use of leverage in a portfolio varies by strategy. Leverage can significantly increase return potential but create greater risk of loss. At times, a fund may be unable to sell certain of its illiquid investments without a substantial drop in price, if at all. Other risks can include those associated with potential lack of diversification, restrictions on transferring interests, no available secondary market, complex tax structures, delays in tax reporting, valuation of securities and pricing. An investment in a fund of funds carries additional risks including asset-based fees and expenses at the fund level and indirect fees, expenses and asset-based compensation of investment funds in which these funds invest. An investor should review the private placement memorandum, subscription agreement and other related offering materials for complete information regarding terms, including all applicable fees, as well as the specific risks associated with a fund before investing.
**Wealth & Investment Management (WIM) offers financial products and services through bank and brokerage affiliates of Wells Fargo & Company. Bank products and services are available through Wells Fargo Bank, N.A. Wells Fargo Trust is a part of WIM and offers services through Wells Fargo Bank, N.A. and Wells Fargo Delaware Trust Company, N.A..
Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.
***Lending and other banking services available through Wells Fargo Advisors (NMLS UI 2234) are offered by banking and non-banking subsidiaries of Wells Fargo & Company, including, but not limited to Wells Fargo Bank, N.A. (NMLSR ID 399801) and Wells Fargo Home Mortgage, a division of Wells Fargo Bank, N.A. Certain restrictions apply. Programs, rates, terms, and conditions are subject to change without advance notice. Products are not available in all states. Wells Fargo Advisors is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act and the Arizona Department of Financial Institutions (NMLS ID 0906158). Wells Fargo Clearing Services, LLC, holds a residential mortgage broker license in Georgia and is licensed as a residential mortgage broker (license number MB2234) in Massachusetts.